I strongly encourage you to take full responsibility for your investing or your trading. By doing so you will be well on the way to a great education from and financial success in the stock market.

The "Reluctant Millionaires" book, our classes, our newsletters, and our website, are designed to provide accurate and authoritative information in regard to the subject matter covered. It is intended for purely educational use. It is provided with the understanding that the author is not engaged in rendering financial, legal, accounting, or other professional service. If financial advice or other expert assistance is required, the services of a competent professional person should be sought.

I am a psychologist and educator, not a stock broker. I do not have any investments for sale. I will not get anything out of the profits or losses you experience. You will invest in any stocks (or other investments) at your own risk; therefore you need to do your own research and rely on your own professionals to make your investing decisions. I do have the right to give out educational information about this topic and about what I am personally doing about the topic. I or The Development may, and in some cases do, invest in or trade in the company stocks mentioned in the "Reluctant Millionaires" book, our classes, our newsletters, and our website. And I or The Development Center may sell or buy them back at any time.

Because Options Expire, they are very risky. They are called "fixed time investments". This is one reason why you definitely should read the booklet put out by the Chicago Board of Options Exchange (CBOE) entitled Characteristics and Risks of Standardized Options. You can get this booklet for free from your/a stockbroker. It provides a lot of useful information ( some quite technical) including different option plays and the riskiness of each. I or The Development may and in some cases do invest in or trade in the company options mentioned in the "Reluctant Millionaires" book, our classes, our newsletters, and our website. And I or The Development Center may sell or buy them back at any time.